Job Description Summary Under general direction, the Senior Manager of Regulatory Capital and Liquidity will be responsible for capital and liquidity risk management, as well as regulatory reporting for a national trust bank. This role requires expertise in financial regulations, capital planning, and liquidity oversight, with a strong focus on forecasting, stress testing, and budgeting. The Senior Manager will collaborate with senior leadership, risk management, finance, and IT to ensure compliance, optimize capital structure, and support the bank’s financial resilience Job Description Essential Duties and Responsibilities Lead the execution of capital and liquidity risk management strategies in alignment with regulatory requirements and internal risk appetite. Oversee the preparation and submission of regulatory reports (e.g., FFIEC) ensuring accuracy, timeliness, and compliance. Implement capital planning strategies, including internal capital adequacy assessments and contingency funding plans. Prepare short- and long-term liquidity projections to support proactive financial planning, while continuously monitoring liquidity positions and key risk indicators (KRIs) to ensure alignment with risk appetite and regulatory expectations. Manage business unit-level liquidity forecasting and stress testing initiatives, including the preparation of scenario models and thorough documentation of underlying assumptions and methodologies to support informed decision-making and risk mitigation. Identify and implement process improvements to enhance efficiency, accuracy, and control in capital, liquidity and regulatory reporting functions. Lead the Capital Planning Committee (CPC) with analysis, reporting, and recommendations. Participate in strategic planning and analysis and special projects. Manage and execute on the annual budgeting process aligning with strategic business goals. Review financial performance results, analyze variances to budget, and provide actionable insights to executive leadership. Identify opportunities and implement process improvements, as appropriate. Partner with the Office of Oversight & Control to conduct market benchmarking and peer analysis. Collaborate with IT, Operations, and other departments on firm-wide initiatives impacting financial and regulatory reporting. Maintain strong communication with business units to assess the financial impact of new products, contracts, or operational changes. Perform other duties and responsibilities as assigned. Knowledge of Company’s working structure, policies, mission, and strategies. Advanced accounting concepts, practices and procedures. Financial Services and Treasury Operations Statistical Modeling and Methods Controls and implementation of controls as they relate to regulatory reporting. Skill in Reviewing, interpreting and analyzing financial statements. Project management. Preparing management reports. Promoting effective coordination between department and other functional areas. Interpreting and applying policies and procedures. Establishing departmental objectives. Strong analytical and financial modeling skills, including experience with stress testing and scenario analysis. Excellent communication and leadership skills, with the ability to influence across functions and levels. Ability to Plan, assign, monitor, review, evaluate and lead the work of others. Establish and communicate clear directions and priorities. Lead meetings and contribute to team efforts by ensuring all relevant information is included in the outcomes. Implement changes to standard procedures when required by specific situations and circumstances. Use appropriate interpersonal styles and communicate effectively and professionally, both orally and in writing, with all organizational levels to accomplish objectives. Establish and communicate clear directions and priorities. Explain or clarify financial and regulatory information to all levels of management. Licenses/Certifications MBA, CPA or CFA preferred Series 99, or ability to obtain within 120 days (as required by FINRA), may be required depending on assigned functional area. Education Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance Work Experience General Experience – 10 to 15 years, Manager Experience - 6 to 10 years Certifications Travel Less than 25% Workstyle Resident At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to: • Grow professionally and inspire others to do the same • Work with and through others to achieve desired outcomes • Make prompt, pragmatic choices and act with the client in mind • Take ownership and hold themselves and others accountable for delivering results that matter • Contribute to the continuous evolution of the firm At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. #LI-AT1 Raymond James is a diversified financial services company providing wealth management, capital markets, asset management, banking and other services to individuals, corporations and municipalities. Founded in 1962 in St. Petersburg, Florida, rather than on Wall Street, we have always embraced being a different kind of financial services firm. Today, Raymond James has locations and subsidiaries across the United States, Canada, the United Kingdom and Germany, and is listed on the New York Stock Exchange under the symbol RJF. Thanks for your interest in working with Raymond James. While we might not have the perfect role for you today, we'd love to keep in touch. Join our Talent Network to stay up to date on career opportunities that may be a good fit for you. Our business is deeply focused on people and their financial well-being. We're committed to helping individuals, corporations and institutions achieve their goals, while also supporting successful professionals and helping our communities prosper. We believe doing well and doing good aren't mutually exclusive. As an established but ever-evolving company, you can start – or continue – growing your career here. We invest in you with wide-ranging benefits and the support of leaders and colleagues who care. From development opportunities and enriching networking groups to prioritizing diversity, inclusion and the power of different perspectives, Raymond James is where good people grow. Our people-first culture is outlined in our Culture Blueprint. Check it out to see why many choose to work at Raymond James – and why they stay.